Who AM I
My Lecture
My Research
Reports Summary
Professor 윤상용, Ph.D.
/
My Research
/
Reference
/
The Effect of Credit Scoring on Small Business Lending in Low- and Moderate-Income Areas
Research Trough-Line
Research Trajectory
How Practice shaped Research
From Local to Global
Cooperatives
Development Finance
Financial Inclusion
Applied Statistics
My Paper
Cooperatives
Development Finance
Saemaul Undong
Financial Inclusion
CGAP
WB and OECD
ADB(Asia)
AfDB(Africa)
Professor 윤상용, Ph.D.
/
My Research
/
Reference
/
The Effect of Credit Scoring on Small Business Lending in Low- and Moderate-Income Areas
Who AM I
Research Trough-Line
Research Trajectory
How Practice shaped Research
From Local to Global
My Lecture
Cooperatives
Development Finance
Financial Inclusion
Applied Statistics
My Research
My Paper
Cooperatives
Development Finance
Saemaul Undong
Financial Inclusion
Reports Summary
CGAP
WB and OECD
ADB(Asia)
AfDB(Africa)
The Effect of Credit Scoring on Small Business Lending in Low- and Moderate-Income Areas
No
13
결론 및 시사점
신용평점 도입은 LMI 지역 소기업 대출을 지역당 1,640만 달러 증가시켰고(고소득지역의 2.5배), 정보비대칭 완화 효과가 저소득지역에서 특히 큼
대분류
신용위험
문서유형
학술논문(워킹페이퍼)
연구목적
대형은행의 신용평점 활용이 중저소득(LMI) 지역 소기업 대출에 미치는 효과 실증분석
연도
2001
저자·발행기관
Frame, Padhi & Woosley, Federal Reserve Bank of Atlanta WP 2001-6
주요 방법론
미 남동부 센서스트랙 데이터 회귀분석
주제 키워드
신용평점, 소기업대출, 저소득지역, 정보비대칭
파일경로
기타자료/중소기업/서민금융/The Effect of Credit Scoring on Small Business Lending in Low- and Moderate-Income Areas.pdf
